Freelance Rate Calculator

Find out what you should really charge

Your Goals

$
What you want to take home after taxes
How many hours you want to work
Time off per year (holidays, sick, etc.)
$
Software, equipment, internet, etc.
%
US default is 15.3%
%
Your estimated tax bracket
%
Buffer for growth/emergencies
%
Time spent on paid work vs admin
$
Your annual health insurance cost
$
Annual Solo 401k/SEP IRA contribution

You should charge

$0/hour
$0
Day Rate
$0
Weekly
$0
Monthly

How We Calculated This

Target Take-Home $0
+ Income Tax $0
+ Self-Employment Tax $0
+ Expenses $0
+ Health Insurance $0
+ Retirement $0
+ Profit Margin $0
Total Needed $0
Billable Hours/Year 0 hours

Comparison: A $0/year salaried job would be ~$0/hour. Your rate is higher because you cover your own taxes, benefits, and business costs.

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